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Tow Trucks And Your Auto Insurance Policy

When you're seeking a new insurance policy for your car, you'll have some important documents and perhaps a sticker to place on your car. One of the stickers may be a DO NOT TOW sticker. This will have specific information for tow truck drivers on who to call that is authorized by your insurance carrier. It's vital that you place this sticker on your car where the insurance company tells you to place it.

While there are many towing companies out there, only certain ones are authorized by specific insurance companies. There may be several tow trucks that show up at the scene of a wreck, however, you want the one that is authorized by your insurance carrier to be the one that tows your vehicle. Otherwise, your insurance may be invalidated. You may also not have the tow covered if you don't use the company that your insurance carrier authorized. Your insurance company will already have a rapport with a reputable company so don't worry that you're not going to be covered. It's just that they want the business to go to a company that they have pre-authorized for your insurance so this is a vital thing to them. They want to know that the car won't have further damage so they want only their authorized insurance carriers to do the towing.

Keep in mind too, that there are many tow truck drivers out there who aren't reputable. You want to know that your tow company is reputable. There are many people who are into strange dealings and will actually cause a wreck just to get business. You don't want to deal with such companies. Your car may sustain further damage. Keep in mind that your insurance company actually has your best interest at heart and you want to make sure that you're following their recommendations for your car and for your own safety. Many tow drivers are so disreputable that they will put oil slicks on sharp turns and wait for you to slide out of control. Don't fall prey to such sneaky tricks. Stand firm that you can't allow anyone else to tow your vehicle.

Another trick to be mindful of is that some tow companies will try to convince you that they are authorized by your insurance company. Keep in mind that your insurance company will have your best interest at heart. Don't fall prey to a sneaky call that makes it sound like your insurance company is authorizing the tow, disreputable companies also have someone at the other end of the phone pretending to be your insurance company as well. Thus, you are the only one that should call your insurance company and arrange the tow. That is the only way you'll know for sure that the right tow company is coming to help you.

Avoid being tricked or coerced into believing a lie. Plan ahead to call your company yourself. In fact, you might ask them what they want you to do and follow that to the letter. Remember, even if the other company offers free towing, they may be doing it to further damage your vehicle. Don't fall prey to this trick. Put the sticker on your car where you're told to put it and you'll do just fine. Call your insurance company yourself and arrange the tow so you won't be tricked.


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